In debt and in need of more jobs to do
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I'm a researcher at NUS and have gotten myself into debt with the banks. The interest and repayment is killing me inside.
I've taken up tuition at night and even resorted to washing cars at the nearby carpark.
I'm looking for more jobs to do. I have a Class 3 licence. Currently, my Fri and Sat nights are free and I don't mind working through the night.
Anyone with any ideas please contact me
Thanks,
Colin Teo
[email protected] -
y u in debt? becos u loan money to study?
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Waoh...u seems quite jialat ..if i can help i will =)Originally posted by colinteo:I'm a researcher at NUS and have gotten myself into debt with the banks. The interest and repayment is killing me inside.
I've taken up tuition at night and even resorted to washing cars at the nearby carpark.
I'm looking for more jobs to do. I have a Class 3 licence. Currently, my Fri and Sat nights are free and I don't mind working through the night.
Anyone with any ideas please contact me
Thanks,
Colin Teo
[email protected]
Givache 
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Some things happened that caused me to be in the situation that I am in now. And I have to solve the problem. Sad part is that a lot of money was involved and I need to find a way to resolve this.
If anyone has any ideas (anything but MLM), I'd be more than happy to hear about it.
Regards,
Colin Teo -
I took out loans to help a family situation and am now shouldering the burden. At first it was ok, but as time went by, it felt like a losing battle to repay the loans.Originally posted by Xiao Long Nu:y u in debt? becos u loan money to study?
As such, I'm in need of ideas to work out a plan. Any suggestions?
Regards,
Colin Teo -
hmm..tink work is the better idea...Originally posted by colinteo:I took out loans to help a family situation and am now shouldering the burden. At first it was ok, but as time went by, it felt like a losing battle to repay the loans.
As such, I'm in need of ideas to work out a plan. Any suggestions?
Regards,
Colin Teo Givache -
My work can pay for so much of the loan. I need a better way out of this situation.
Of course, I'd welcome any donations that can go to help my family.
Times are looking very bad for me. Hope is but a small glimmer now.
Regards,
Colin Teo -
part time jobs are readily available in the service industry. you can request to work for weekends only. the pay is reasonable, ranging around $5-$6 per hour. interested i can tell you some of the restaurants that are hiring
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I currently teach in the evenings. I am free from 11pm onwards. Do you have any openings for pubs or that need someone to work through the night?Originally posted by jeramy:part time jobs are readily available in the service industry. you can request to work for weekends only. the pay is reasonable, ranging around $5-$6 per hour. interested i can tell you some of the restaurants that are hiring
Thanks,
Colin Teo -
Join a church? Maybe they can help you...?Originally posted by colinteo:My work can pay for so much of the loan. I need a better way out of this situation.
Of course, I'd welcome any donations that can go to help my family.
Times are looking very bad for me. Hope is but a small glimmer now.
Regards,
Colin Teo
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What can a church do for me? I know I will have an inner peace when I go to church, but will they help me financially? Right now, that is the biggest concern of mine.Originally posted by Devil1976:Join a church? Maybe they can help you...?
I don't mean to say that your suggestion has any flaws. I thank for your it.
Right now, I'm praying for a miracle and maybe a kind soul who will help me out. I may not be able to repay that person in any short amount of time, but I will be eternally grateful.
Regards,
Colin Teo -
How much debt are you looking at? If it is a small amount, part-time jobs here and there may help. But it is a big amount, I think you need a bigger plan
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dun tink church can financially support u loh....Originally posted by colinteo:What can a church do for me? I know I will have an inner peace when I go to church, but will they help me financially? Right now, that is the biggest concern of mine.
I don't mean to say that your suggestion has any flaws. I thank for your it.
Right now, I'm praying for a miracle and maybe a kind soul who will help me out. I may not be able to repay that person in any short amount of time, but I will be eternally grateful.
Regards,
Colin Teo Givache -
church can help... hehe! in such bad times, only those protestant churches especially The church at the Rock Auditoritum in Suntec, City Harvest church, and the Faith Community Baptist Church. These 3 churches are the richest organisations in singapore. They sure have the money to help u. But whether they willing to part with their precious loot to help u abit is another.. hehe!
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haha.wat u tink leh..Originally posted by MetalGear:church can help... hehe! in such bad times, only those protestant churches especially The church at the Rock Auditoritum in Suntec, City Harvest church, and the Faith Community Baptist Church. These 3 churches are the richest organisations in singapore. They sure have the money to help u. But whether they willing to part with their precious loot to help u abit is another.. hehe!
from my view i dun tink they will help =p Givache -
Of course not - church is not an open charity. If All churches, mosque, temples will be closed if they help every investor who lost money. More interestly, how did our dear mate lose that money and how much?Originally posted by Givache:haha.wat u tink leh..
from my view i dun tink they will help =p Givache -
hmmOriginally posted by Wo_Xiang_Xin:Of course not - church is not an open charity. If All churches, mosque, temples will be closed if they help every investor who lost money. More interestly, how did our dear mate lose that money and how much? 
Givache -
I was trying to help out my family financially. I took some money to give them. Then I thought it'd be a good idea to invest it to make more. I was wrong and now I'm stuck in a very bad situation where I can hardly pay for it anymore.
I can't even afford to repay my university education. I eat spartanly every day now. Meals are a worry to me. I live in a small 3-room flat above a coffeeshop. Life is getting bleak for me.
I guess everyone is going to say I deserved it. I guess I did.
Now, I'm trying to make the best of it by trying to find more jobs to help clear the loans. Anyone can help?
Thanks,
Colin Teo -
Originally posted by colinteo:I was trying to help out my family financially. I took some money to give them. Then I thought it'd be a good idea to invest it to make more. I was wrong and now I'm stuck in a very bad situation where I can hardly pay for it anymore.
I can't even afford to repay my university education. I eat spartanly every day now. Meals are a worry to me. I live in a small 3-room flat above a coffeeshop. Life is getting bleak for me.
I guess everyone is going to say I deserved it. I guess I did.
Now, I'm trying to make the best of it by trying to find more jobs to help clear the loans. Anyone can help?
be a property agent. one transaction can easily bring 3 -5K depending on the sale price. contact me if you want to join a good realtor company. email: [email protected]
Thanks,
Colin Teo -
this is not a good way to evangelise. joining a church or any other non-profitable organisations just because YOU THINK they will help is not a solution.Originally posted by MetalGear:church can help... hehe! in such bad times, only those protestant churches especially The church at the Rock Auditoritum in Suntec, City Harvest church, and the Faith Community Baptist Church. These 3 churches are the richest organisations in singapore. They sure have the money to help u. But whether they willing to part with their precious loot to help u abit is another.. hehe!
i think u have such a shallow perception of what churches are.
Proverbs 15:4
A wholesome tongue is a tree of life. But perverseness in it breaks the spirit. -
be a property agent. one transaction can easily bring 3 -5K depending on the sale price. contact me if you want to join a good realtor company. email: [email protected]Originally posted by tiggersgd: -
The property and insurance agent idea is good. I will put that into consideration. Right now, I hope my day job and evening tuitions can cover most part of the loans.
I don't think the churches will form a solution either.
I currently have a Class 3 licence. I'm willing to drive and deliver goods, if anyone knows of a need for a driver at night, perhaps on Fri and Sat nights.
Thanks, Colin Teo -
Oh no.... its not that i have a shallow perception of what churches.. i think u are the one with the shallow perception... i think its mainly these 3 protestant organisations which i dun really agree with how they carry out their work. Even pple who attend their service says so...Originally posted by tiggersgd:this is not a good way to evangelise. joining a church or any other non-profitable organisations just because YOU THINK they will help is not a solution.
i think u have such a shallow perception of what churches are.
Proverbs 15:4
A wholesome tongue is a tree of life. But perverseness in it breaks the spirit.
And if u actually think that my earlier msg was said literally... haha, its suppose to be ironic and sarcastic! Duh!!! Sorry.. protestant humor.. hehe!! -
Sorry for digressing on the church thingy.. it was meant as a joke.. of course they wun part with their loot!! they want ur loot!!!Originally posted by colinteo:The property and insurance agent idea is good. I will put that into consideration. Right now, I hope my day job and evening tuitions can cover most part of the loans.
I don't think the churches will form a solution either.
I currently have a Class 3 licence. I'm willing to drive and deliver goods, if anyone knows of a need for a driver at night, perhaps on Fri and Sat nights.
Thanks, Colin Teo
on a serious note, u said u are a research student? So are u an undergraduate, or post-graduate doing research? Try your best to hang onto your studies.. Nothing beats a good education for solid backing... For nite driving... This is tough job, u know all those main wet market distribution points which open in the early morning around 2-3am? its in Pasir pajang if i am not wrong. Its the place where market sellers get their supply of fish to sell from, ask the aunties and uncles where is the distribution point for where they get their fish. (for veg, its a diff wholesale point), confirmed they will tell u where it is cause they all get their fish mainly from 1 of the few wholesale distribution points. So definitely they would need drivers somewhere to send the goods to the markets... sure got job. but know the time, it starts at around 2-3am.. bloody tough job. but pay for drivers is definitely better as its the graveyard shift.
Feel really sorry for u. u should know that u ain't suppose to give more food to others than what u need... Know u wanna help, but in the end, u still need to eat rite? And now, u bear their troubles and problems too. I hope my suggestion helps. But u are nuts to do it cause u would be working 24/7... u need to rest too rite? getting sick now would only make the situation worstl.... Best of luck -
Property and insurance sounds good if you have the luxury of time to pay back and if the market picks up. At this rate, both industries aren't doing too well and getting very competitive.Originally posted by colinteo:The property and insurance agent idea is good. I will put that into consideration. Right now, I hope my day job and evening tuitions can cover most part of the loans.
I don't think the churches will form a solution either.
I currently have a Class 3 licence. I'm willing to drive and deliver goods, if anyone knows of a need for a driver at night, perhaps on Fri and Sat nights.
Thanks, Colin Teo