How old are you when u 1st brought yr own car?
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well, it's all a matter of perspective right?
some pple earn $10k but didnt even own a car bcos to them, the satisfaction of owning a car doesnt compensate for the loss in other things, like achieving their financial objective (eg. millionaire by age 30) or they think it's juz plain stupid to buy something that depreciates $10-20k every year.
so, when we buy cars, we are obviously assigning values to the various options -- no car, may suffer inconvenience... got car, waste money, but are you happier?
my perspective: my convenience is certainly worth more than S$1-1.5k per month, so i dun mind buying a car... better to enjoy life now, then much later when i am old and unfit...
but when i am considering whether to buy a BMW, then maybe the extra S$1k is not worth it... -
Hi
quite surprised that most of you are making so much ...and owning your car at a young age...
I happen to know a lot of pple who are not so rich but still own car
Friend A - 31 yrs old earn $1500 drive a 12 years old corolla
Friend B - 25 years old earn $1400 drive a Getz
Friend C - 29 year old earn $2000 drive a Altis
Friend D - 23 years old earn $1200 weekend Vios
Friend E - 35 years old earn $1800 Kelisa
These are real pple I know that stretches their finance to the Max in order to afford the car and take full loan ... sometime they even go without lunches
My fren told me those car he repossessed mostly belong to the pple in the age group born something like 1979 ,1983 even a 1985 cos they cant pay the bank.
Whatever it is ...car is a hefty expenditure .. I know of pple who went bankrupt cos he bought his car when COE was skyhigh .. Spend your money wisely. -
Just make sure ur finances are all well-planned out before u go for the big move. The last thing u want is to begin on a negative income.
I still prefer to take my money for trips than to get a bigger car.
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Hi,
I bought a Nissan March last April and I was 22 last year. Still studying in NUS. Going to graduate this year.
Cheers,
Clarence -
How are you managing to pay for it? I see lot of people in NUS with cars... even P platers... The frens that I know of, don't even own their own cars, it's either their parents cars, or they share with their brother...Originally posted by sengseng0509:Hi,
I bought a Nissan March last April and I was 22 last year. Still studying in NUS. Going to graduate this year.
Cheers,
Clarence
I'd really like to own one too... but my parents can't afford it, and I don't have enough too... Cos really tiring to travel from the East to the West for school everyday... Ugh...
I need some tips... hehe...
PS: for those of you interested... A new pope's been elected... -
Tips: Study hard, get a good job later. Now you are better off using whatever money you have for trips. I live in the east too, and studied NUS. I even survive through 2 years of working in Pandan garden and Lakeside. Now in Alexander, driving.Originally posted by LH83:How are you managing to pay for it? I see lot of people in NUS with cars... even P platers... The frens that I know of, don't even own their own cars, it's either their parents cars, or they share with their brother...
I'd really like to own one too... but my parents can't afford it, and I don't have enough too... Cos really tiring to travel from the East to the West for school everyday... Ugh...
I need some tips... hehe...
PS: for those of you interested... A new pope's been elected...
Like I said, those driving on parents' budget doesn't count as buying your own car. Topic would have been "How old are you when your dad bought you a car?". More interested in those who think out of the box, earn and got a car on their own at young age. -
Hi,
It's my own car, at first wanted to share with my elder brother but our schedule made sharing impossbile so we both each have our own car. Guess we're lucky to own our cars at such young age. I'm on scholarship so my fees are settled and my daily expenses (excluding car of course) are budget within the annual allownace.
Bought a car cos I always had problems getting taxi (either by flagging one or by booking) when I wanted to return home on weekend late nights. Yah, I understand how it feels to travel long distance from home to school, when I was in year 1, I had to travel back to schoool just for one tutorial and the travelling time was even more than lesson time. Sigh.
Cheers.Originally posted by LH83:How are you managing to pay for it? I see lot of people in NUS with cars... even P platers... The frens that I know of, don't even own their own cars, it's either their parents cars, or they share with their brother...
I'd really like to own one too... but my parents can't afford it, and I don't have enough too... Cos really tiring to travel from the East to the West for school everyday... Ugh...
I need some tips... hehe...
PS: for those of you interested... A new pope's been elected... -
Heh... so you're working part time to pay it back? If so, what work do you do? I can't see how the normal part time job of the common undergrad, that is, tutor, can pay enough... For bike maybe... but surely not for car...Originally posted by sengseng0509:Hi,
It's my own car, at first wanted to share with my elder brother but our schedule made sharing impossbile so we both each have our own car. Guess we're lucky to own our cars at such young age. I'm on scholarship so my fees are settled and my daily expenses (excluding car of course) are budget within the annual allownace.
Bought a car cos I always had problems getting taxi (either by flagging one or by booking) when I wanted to return home on weekend late nights. Yah, I understand how it feels to travel long distance from home to school, when I was in year 1, I had to travel back to schoool just for one tutorial and the travelling time was even more than lesson time. Sigh.
Cheers. -
So you got scholarship to cover your daily expenses. There is still a question about the money you pay for the car, and the expenses that comes with it. Unless you are drawing 1.5k allowance per month, I don't see how you can manage?Originally posted by sengseng0509:......I'm on scholarship so my fees are settled and my daily expenses (excluding car of course) are budget within the annual allownace.
At the end of the day, the money spend on car to lighten that little bit of inconvenient could get you a trip to Europe for at least 2 weeks with guided tour.
Car helped me save 2-3hours of my time daily, that is why I feel the money well spent. It free out enough time for me to spend the rest of my money. So for schoolers, I seriously don't see the point of spending on a car. Unless your parents don't mind, then why not. -
Well, I have enough savings to cover me till I start work this June. I worked out all the expenses from last April till this coming June before I went and made the purchase from Tan Chong Motors. My fixed deposits, insurance saving plans were due last year, hence I have enough and not working part-time since I purchased car. Paid 30% downpayment , took a 7 year loan and monthly installment is $657. Adding in other expenses, I pay abut $900+ monthly for my car.
In the past, I used to work part-time in friend's family coperate (during school holidays) and did some song writings to generate small revenues.
=0)Originally posted by LH83:Heh... so you're working part time to pay it back? If so, what work do you do? I can't see how the normal part time job of the common undergrad, that is, tutor, can pay enough... For bike maybe... but surely not for car... -
There goes your graduation tour!!Originally posted by sengseng0509:Well, I have enough savings to cover me till I start work this June. ......Paid 30% downpayment , took a 7 year loan and monthly installment is $657. Adding in other expenses, I pay abut $900+ monthly for my car.
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No ah.. I'm still going HK, NZ and Europe with friends.
Originally posted by wbucket:There goes your graduation tour!! -
27 going 28 earning abt 3.5k
planning to get a car. most prob OPC picanto or kelisa to save cost.
my theory, CASH is KING so cheap cheap car to bring me from pt A to pt B can liao. Like tt, I can have some saving..in case rainy days.
But life also must enjoy...so must buy car, bring gf/wife out during weekends and have fun. Thats how i feel.
Everything in moderation according to personal income, needs, aims and goals in life.
Cheerz. -
wahh u superachiever sia. i also same age as u. only managing a pathetic 3k salary. i can only reach u if i add on my $600 car allowance. if not for this car allowance i wont have considered buying a car at all. to me its an utter waste of money, a precious resource. the shiokness of stashing away $1+k per month simply cannot be described. no hassle. no maintainence, car inspection, car insurance, parking charges, parking headaches, etc to deal with. just the pure delight of seeing ur bank acct fatten. ahhhh
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heys does dad paied instalments but monthly pay me own self counts?
if it does then
FIRST CAR at 24..(Nissan March K12) -
I juz got my own car... at the age of 19+... a new Nissan Latio. Doing freelance sales now(sell cars- new(Honda, Toyota,Nissan,Mitsubishi and more),used,parallel import and many more), income pretty unstable.. can hit 2-3k a mth, if not the not even one per mth.. Try to cover here and there loh... The initial D/P was settled by my mum.. Loan i took up but under her name, car too cuz insurance lower... My mthly expenses including parking and instalment is ard 1k... Mostly cuz of travelling.. sales mah...
My dream is to drive a BMW 3-series coupe when i'm 25 or 26... ^^
PS: Anyone interested can leaev me a msg... Btw, i do re-financing too... =) -
get my 1st car @ age 20 but daddy pay all.
second car @ age 24, down 30k monthly $750+ 10 yr loan
monthly income 3 to 5k
i start my own biz @ 2003 & drop out of poly, i wan to be more capable than my dad, he only got pri 3 education!
cert r useless.... -
guys.. please help me to decide.
i'm buying either BMW 320I or Integra GSR.
BMW320I : Monthly expense around $2500
Integra GSR: Monthly expense around $1600
so.... which one would you choose? -
I always tell my other business starter friend, if there are no people with cert around, so who you employ for you to run your business?? Think about it, diferent people different path.Originally posted by TRD_Sport_M:......i start my own biz @ 2003 & drop out of poly, i wan to be more capable than my dad, he only got pri 3 education!
cert r useless....
Integra. I kind of like the sporty feel to it. And if you don't know what you are paying 1k more per month on a car, then save it!Originally posted by Alex Wong:guys.. please help me to decide.
i'm buying either BMW 320I or Integra GSR.
......
so.... which one would you choose? -
bmw 320 is slow, heavy, waste more fuelOriginally posted by Alex Wong:guys.. please help me to decide.
i'm buying either BMW 320I or Integra GSR.
BMW320I : Monthly expense around $2500
Integra GSR: Monthly expense around $1600
so.... which one would you choose?
bmw 320 4Dr, comfortable, if u need to fetch client around, get this.
integra GSR coupe 2DR! attendtion seeker haa
it lighter, pick up faster.
eh GSR is type S right? the 90k selling @ kah?
for performance get type R @ around $120k but only PI got. -
23- bought my 1st car -civic eg5 (still taking driving license when bought the car & passed at same year) mthly instal $957
25- sold my civic in Oct'04
now 26- still deciding get wat car but looking at more cheap and small car
income: 2.7~2.9K
having a car is really siong but I love cars alot so I rather spend more $ in car than some gals who spend on bf...
stewpig...... -
I bought my first car at age 22, it was the happiest moment in my life. I have fond memories of my first car. It was a second hand 1.6 economy car and I drove it everywhere. I was poor but happy back then. Happy memories....
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Everyone so obsessed with buying and owning cars eh?
For me, just get 5K can liao.
I'd get this,
If you are a strong rider, you can get to almost anywhere in singapore within 1-2 hours on a decent road bike. -
28 - finally used my own money to buy used Astina 323.
today at 34 - finally can buy a brand new Legacy..
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legacy? congratulations, nice car.Originally posted by tick:28 - finally used my own money to buy used Astina 323.
today at 34 - finally can buy a brand new Legacy..