ICE = In case of emergency.Originally posted by starblue:haiz.. i dun understandlah... why some poeple want to earn so much money for wad?? if u give me earn 30k a month i also dunno how to spend....earn enuff to live can le lah....
my family of 5 can survive on less than 3k a month. if both of us work, each one only need to bring in 1500...Originally posted by dragg:how much is enough from your perspective, assuming for a houshold of 4? (couple, a son, a daughter)
like i said, any decent job earns you 2k, let's say. and before you have kids and everything, expenses not that high. that's when you manage your money well and save up for your kids....Originally posted by CoolMyth:ICE = In case of emergency.
A sum of money stored somewhere can and will prove useful in times of need.![]()
There are bills in life that you cannot escape from. Right now, I have two debts under my name....Originally posted by starblue:like i said, any decent job earns you 2k, let's say. and before you have kids and everything, expenses not that high. that's when you manage your money well and save up for your kids....
Originally posted by starblue:expenses not that high...
i do agree with you on the above.Originally posted by starblue:like i said, any decent job earns you 2k, let's say. and before you have kids and everything, expenses not that high. that's when you manage your money well and save up for your kids....
i would say abt 2-3 k per adult for a comfortable life. A life with minmum luxury. Total monthly income would be abt 4-6 k ? Ya tat would be idealOriginally posted by dragg:how much is enough from your perspective, assuming for a houshold of 4? (couple, a son, a daughter)
yah i think if total inconme of 6k would be fine... provided dun spend on continental cars or condos la....Originally posted by _attitude_:i would say abt 2-3 k per adult for a comfortable life. A life with minmum luxury. Total monthly income would be abt 4-6 k ? Ya tat would be ideal
Nah... emergencies in the form of medical/theft/accidental can happen.. insurance can only cover so much...Originally posted by dragg:i do agree with you on the above.
btw if a person is brought up thrifty chances are he/she will remain so even with a high income.
I met such a guy before. I can't live with tat fact. I'm 23. I definitely will want a stable life with my future husband. So if he's all loving with no goal, it doesn't work out.Originally posted by Steph84:yah i think if total inconme of 6k would be fine... provided dun spend on continental cars or condos la....
i still dunno wad i wan in men actually......
hey gers.. what if ur bf is really nice and loving... but he is lazy and seems to have no goal in life... den how???![]()
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i kind of agree with dragg but cant say that you are wrong too.Originally posted by DriftingGuy:Nah... emergencies in the form of medical/theft/accidental can happen.. insurance can only cover so much...
If you have children, the number of variables increases.. you need money for their education, upbringing etc...
Unforseen circumstances can also arise.. e.g if a close family member is in debt etc..
Anyway a bit off topic.. but agree fully with myth that ICE money is a must
there is no job guarantee. job situation gets worst with age. what if one of you lose your job after having a kid? can you still make 7k?Originally posted by Nata|ie:I met such a guy before. I can't live with tat fact. I'm 23. I definitely will want a stable life with my future husband. So if he's all loving with no goal, it doesn't work out.
For a family (a couple n 2 kids), combine salary shld be ard 7 should be fine. Not forgetting that a certain amount have to be put aside for the kids tertiary and university studies.
If me and my future husband cannot reach the 7k mark, then i think the choice of having a kid shld be shelved first.
IMHO.
Wah...you so easy to maintain huh? No need for LV bags?Originally posted by starblue:haiz.. i dun understandlah... why some poeple want to earn so much money for wad?? if u give me earn 30k a month i also dunno how to spend....earn enuff to live can le lah....
I do understand ur point.Originally posted by precipice:there is no job guarantee. job situation gets worst with age. what if one of you lose your job after having a kid? can you still make 7k?
what are you gonna do if that happens? divorce your husband?