What are your Money saving habits?
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yup..last time i also like that..then end of the year ill pour out all the coins then change with mum..Originally posted by missqi:i only use notes to pay...
so end of the month ALOT of coins....
so i save about 5% of my pocket money in coins per month..
can add up to a hundred
sometimes -
dont treat your friends when goin out to eat or buy things for them that they fancy.... this imo help to save alot.. i dont do this anymore, very seldom now
ok la, what i think is, get 2 bank accounts.
1 for savin, another for spendin.
you get your salary, put 2/3 into the first account (savin), 1/3 for spendin. (depends how much your earn and whether you need to buy anything impt at that point of time)
the account for savin, you CANNOT draw money out. only make it grow by puttin $$$ in
well i dont know anything bout investin?
frankly speakin, im not the sort who know how to manage $$$ (quite bad at this), and i believe that if i like something i go buy it.... happy is more impt.
i know it's pretty bad but then i dont go around buyin things i like, just that i dont treat myself so bad
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this not gonna work..what if suddenly u really need extra money...Originally posted by Kuali Baba:Draw out small amounts from the ATM, and leave credit cards and ATM cards at home.
eww i dont like the idea of loaning $ -
may i know whats the limit for posb for the $2 deduction policy? , is it must be $500 and above ?
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i spend a lot on food also.. esp when i go out with frens..Originally posted by SGpork:dont go shopping center...some still can but aviod some..
if not sure spend big bucks
but i still spend alot on food which i had a problem to...cut it down..
been trying n still trying
even if dun have, i usually will da bao for the whole famil wan lor.. -
i used to collect $1 coins . The last time i counted i hav ard $500 worth ++ . But since stopped cos i heard the bank is charging fee for counting coins if we deposit them .
Next is i try nt to buy FHM MAXIM etc .. but veri hard cos nw in army
Actually i veri spendthift , my hobbies are gaming , comics n movies . So can imagine my expenditure is usually over my nsf pay .
Next is ppl ask me to loan $ i usually will , then i will be the one poor nt them . Next time i can ask the $ back -
yea...food n snack...generally..things that can be eaten..Originally posted by browniebaobao:i spend a lot on food also.. esp when i go out with frens..
even if dun have, i usually will da bao for the whole famil wan lor..
burn the most for me..
say sometimes..go out with fren...no celebration or what..also eat at resturant 1..(not fast food resturant )
if im alone...i dont eat resturant..but i tend to ..eat more things..end up also...
sama sama