Here are my thoughts:
you pay:
1) hse loan -if she is pretty and you love her very much then worth it slogging all yr life to pay off yr hse, else neg share the instalment like u 70%, she 30%)
2) car loan - if you drive 90% of time, so u pay la.
3) utilities - the guy shd pay. Bonus if the wife helps.
4) insurance - if she is the policy owner and u pay.. not right.
5) savings (optional for her) - joint acc fair?
6) misc recurring charges (eg TV license, internet, hp.....) - expected the guy to pay if he earns at least 50% > than her
7) topup her expenses if she not enough to use - unreasonable, will she also do it for you?

maid - wait for kids la. If she not willing do abit of housework after marriage, she wont make a good wife?
9) my lao pei lao bu - Right thing.
10) her lao pei lao bu - Ask her if its fair you pay them. She pay enough already. If she ask u pay for her, confirm she is not wife material. Dont have a lifetime of regret.
