About credit cards..

motoway

19 Apr 08, 20:34

i gort savings ma.

ChoCoChips

19 Apr 08, 20:35

my mommy always say è¿˜æ²¡æœ‰èµšé’±å°±å¦ä¼šèŠ±é’±

monoslayer

19 Apr 08, 20:40

Originally posted by ChoCoChips:

my mommy always say è¿˜æ²¡æœ‰èµšé’±å°±å¦ä¼šèŠ±é’±

è¿˜æ²¡æœ‰èµšé’±å°±å¦ä¼šèŠ±é’±

motoway

19 Apr 08, 20:50

boh la. coz i blanjah-ing alot ppl makan for event ma, so got discount more wu hua.

and i am going to work this holidays =( to cover my travel expenses.

ChoCoChips

19 Apr 08, 20:50

Originally posted by monoslayer:

è¿˜æ²¡æœ‰èµšé’±å°±å¦ä¼šèŠ±é’±

mommy

monoslayer

19 Apr 08, 21:07

Originally posted by motoway:

boh la. coz i blanjah-ing alot ppl makan for event ma, so got discount more wu hua.

and i am going to work this holidays =( to cover my travel expenses.

when u blanjah-ing me?

monoslayer

19 Apr 08, 21:08

Originally posted by ChoCoChips:

mommy

ä¹–

browniebaobao

19 Apr 08, 21:42

Originally posted by FireIce:

ask ur dad supp for u

or if u have 10k in ur bank account, can go by the side door. (or isit back door....)

uob and citibank are kinda the must-haves.

really?

dinoe that... keke..

ChoCoChips

19 Apr 08, 21:44

Originally posted by monoslayer:

ä¹–

æˆ‘è¦�credit card

browniebaobao

19 Apr 08, 21:46

Originally posted by motoway:

boh la. coz i blanjah-ing alot ppl makan for event ma, so got discount more wu hua.

and i am going to work this holidays =( to cover my travel expenses.

no income still can blanjah?

i got income but i can see that every mth i spend ard $300 with my credit card..

spending future money = taking a risk.

u wun know when u will lose your income/financial support..always spend within ur limits.

FireIce

19 Apr 08, 21:47

Originally posted by browniebaobao:

really?

dinoe that... keke..

i tried tt for OCBC
the others i not sure.

redDUST

19 Apr 08, 21:55

Originally posted by motoway:

Ooooh yea, 21 years old can hab credit card le rite?

If i'm not earning an income currently, i still can hab 1 a not? I onli want the promotions that come with it la, not planning to live on credit..

My dad says 1st 2 yrs waiver of card fees, den can quit anytime.. Wah sounds too good to be true.. So is it true?

Currently looking at DBS/HSBC card coz got discounts at this buffet restaurant that i wanna go..

Someone enlighten me about cards ok. Thanks thanks!

bro, if you do not have an income or a regular income presently, my advise to you is, DON'T GET IT.

all the discounts you get on these cards are `traps' to get you in debt. the day you are behind payment, you are in the pithole of the legalized ah long.

if your dad is paying for you, then anyone of the suggestion will do. anyway, credit cards are over-rated. cash is best.

monoslayer

19 Apr 08, 21:55

Originally posted by ChoCoChips:

æˆ‘è¦�credit card

bend over.

motoway

19 Apr 08, 22:01

eh. i just planning to use as a 1 time off thing for the discount. Coz total bill is predicted to be around 600, so after discount savings is around 100?

So kinda worth it IMHO. And i will ensure no interest is chalked up for i have the means to pay for it.

If debit card has the same discount of coz i wouldn't mind it too la.. but like dun haf leh..

browniebaobao

19 Apr 08, 22:29

Originally posted by FireIce:

i tried tt for OCBC
the others i not sure.

how did u do it ar?

so the credit limit is abt $5k?

if cannot say here, maybe can pm me instead. haha.

browniebaobao

19 Apr 08, 22:31

Originally posted by motoway:

eh. i just planning to use as a 1 time off thing for the discount. Coz total bill is predicted to be around 600, so after discount savings is around 100?

So kinda worth it IMHO. And i will ensure no interest is chalked up for i have the means to pay for it.

If debit card has the same discount of coz i wouldn't mind it too la.. but like dun haf leh..

one time only need to apply meh?

whoever got the card, juz ask that person pay first then u return him money lor..

find out from that restaurant.. wat cards promo they have.. whether they have membership card also.. some restaurants see the bill so much will automatically give discount wan.

SpeedStar

19 Apr 08, 22:32

Originally posted by browniebaobao:

how did u do it ar?

so the credit limit is abt $5k?

if cannot say here, maybe can pm me instead. haha.

wah lao eh, how many cc u want? Haha

browniebaobao

19 Apr 08, 22:33

from wat i know, citibank has changed their terms and conditions.. those earning below $1.5k per mth cannot apply for the citi clear card. not sure abt uob tho..

caleb_chiang

19 Apr 08, 22:34

Some cards have free entries to clubs... like last time uob visa mini credit gets free entries at music underground...

browniebaobao

19 Apr 08, 22:34

Originally posted by SpeedStar:

wah lao eh, how many cc u want? Haha

i only have one leh.

dbowie

19 Apr 08, 22:35

Applying a CC is a pro more than a con simply because you can shop online using CC and you can't using cash

With the weakened American dollar many will opt to shop online

browniebaobao

19 Apr 08, 23:09

Originally posted by dbowie:

Applying a CC is a pro more than a con simply because you can shop online using CC and you can't using cash

With the weakened American dollar many will opt to shop online

thank u for the reminder leh~

kekeke..

BangHong

17 May 08, 20:01

CC got more promo, debit cards are for show, for swipping only. Discount everything goes to the CC.... CAll someone sub one card give you is the best...

w.eikaas

18 May 08, 03:12

Originally posted by qlqq9:

Was told UOB has better offers. Me using UOB. Perhaps you would like to go online to check the differences among what the banks are offering before you apply for any card.

They drive me crazy when I wanted to close the account! Bad bad bad phone services!

plump

18 May 08, 13:04

Originally posted by FireIce:

i tried tt for OCBC
the others i not sure.

you have uob Infinite Card? or DBS Black Card?