Cancel transaction after funds transfer
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I've already made funds transfer to an account through ibanking, but can I go to the bank and ask them to cancel the transaction? Do I need to give any reasons? Thanks for any help.
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What kind of transfer?
It differs from one kind to another kind....
For instance, transferring to another bank overseas in another country usually takes a more circuitous route.
But in any case, I dont think you can do it now, it's too late already.
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It's actually from POSB to POSB account, 'cos I decided to back off the transaction since the seller is MIA.
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can. call up the bank n say u made a wrong trf.
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Cannot lah...already done...
If the seller is MIA....for this one maybe u can contact police...because this is a con....
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Originally posted by aHGer^83:
can. call up the bank n say u made a wrong trf.
can ar? but like wad veggie bao said, it's not possible and it's already considered a con case?
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I just went to read up on the DBS website FAQ.
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I have transferred money to the wrong account. How do I attempt to recover the funds?
First, delete the wrong payee that you had set up. Then go to the nearest branch immediately to sign a form to recover the funds. Please provide our staff at the branch with the following information:
- Date of transaction
- The account no. from which the funds were debited from
- The wrong account no. to which funds were transferred to
- The name of the bank and the branch the funds were transferred to
- The transaction amount
- The transaction reference no. (if available)
We will then attempt to help you retrieve the funds which were transferred to the wrong account.
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u can try tho. i did a wrong trf once n called up the bank saying i made a mistake and they cxl my transaction. if ur's is a con case, go to the police and tell them u made a payment but no goods received. give the police the acct number u transferred ur $$$ to. they will do the rest.
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Originally posted by aHGer^83:
u can try tho. i did a wrong trf once n called up the bank saying i made a mistake and they cxl my transaction. if ur's is a con case, go to the police and tell them u made a payment but no goods received. give the police the acct number u transferred ur $$$ to. they will do the rest.
I dunno if it's considered a con case yet, but I decided not to deal with the seller when I google her email and saw that she's blacklisted before by other ppl.
Maybe I'll try the bank first and see how. Thanks.
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Originally posted by Miss Tiny:
I dunno if it's considered a con case yet, but I decided not to deal with the seller when I google her email and saw that she's blacklisted before by other ppl.
Maybe I'll try the bank first and see how. Thanks.
yah.. u go to the bank 1st and see how. but since the seller being blacklisted, u shld do smtng too. =D
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Originally posted by aHGer^83:
yah.. u go to the bank 1st and see how. but since the seller being blacklisted, u shld do smtng too. =D
Dunno.. See how first. Never encountered deadseller before. How can a person go MIA right after I made payment? So irresponsible.
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Ohh....thank u for the information....I apologize for replying wrongly....
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Originally posted by Miss Tiny:
Dunno.. See how first. Never encountered deadseller before. How can a person go MIA right after I made payment? So irresponsible.
the fella go MIA immediately aft the payment? CON!!! if ur $$$ is not retreivable, go to the police!!
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Originally posted by Veggie Bao:
Ohh....thank u for the information....I apologize for replying wrongly....
anyway thanks for ur reply.
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Originally posted by aHGer^83:
the fella go MIA immediately aft the payment? CON!!! if ur $$$ is not retreivable, go to the police!!
ya.. after i transferred funds to her through ibanking and emailed her about it, she went MIA from yesterday till now. i seriously hope it's not con lor.. waste of my time and money.
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Originally posted by Miss Tiny:
ya.. after i transferred funds to her through ibanking and emailed her about it, she went MIA from yesterday till now. i seriously hope it's not con lor.. waste of my time and money.
well, u nv know. u can either:-
1) 2mrw, u go to the nearest branch and retrieve ur $$$$. dun wait anymore. for all u know, she might draw it out n run away. i mean, u'll nv know.
OR
2) wait for another 1 day for her reply. ytd, today, 2mrw. 3 days. by 2mrw she dun reply ur email, go to the police.
even if u order smtng from online shop, they usually reply u within 48 hrs.
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Originally posted by aHGer^83:
well, u nv know. u can either:-
1) 2mrw, u go to the nearest branch and retrieve ur $$$$. dun wait anymore. for all u know, she might draw it out n run away. i mean, u'll nv know.
OR
2) wait for another 1 day for her reply. ytd, today, 2mrw. 3 days. by 2mrw she dun reply ur email, go to the police.
even if u order smtng from online shop, they usually reply u within 48 hrs.
yeap.. i hope her bank account doesn't left only few bucks nia, if not I can't even retrieve back my money.
then which is better - wait for 1 more day for her reply or go to the bank straight away?
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for me, i wun wait anymore.. i wld go to the police.
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Originally posted by aHGer^83:
for me, i wun wait anymore.. i wld go to the police.
Anyway thanks for ur advice. Shall not go to the police yet but go to the bank first and try to retrieve my money back. If not possible, I may report to the police if she doesn't reply me back.
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depend on the timing of the transaction cos banks got cut off time for transactions one. if u do funds transfer now at this hour, its not effected yet cos there is no one to authorise the transfer. if u got I-banking acc, just send in secured message to cancel ur transaction, or call in their 24-hr hotline to cancel, its faster. I think there are charges for cancellation of charges though. pls refer to their tariffs. tell the agent who took your call to callback after transaction is cancelled.
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if u do not ask for cancellation now, when the officer comes to work tml morning, he/she will process the transaction and effect the transfer. also depend on their cut off time also. the banks do this in bulk lar, cos everyday got pple call in and send in secured message to request for funds transfer etc etc.
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The transaction is already effected. From the bank website, it says that if I made a transaction to a wrong account, I need to go down to the bank myself and give some details, and the bank will try to retrieve back my funds.
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Okay ah Tiny...
If U made a wrong xfer to a wrong acc, U can go down to the bank to provide the info... They will, in turn, contact the owner of the acc... If the owner dun wan to return, there's nthing they can do UNLESS got police intervene that it's a cheating/scam case...
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Originally posted by ^Acid^ aka s|aO^eH~:
Okay ah Tiny...
If U made a wrong xfer to a wrong acc, U can go down to the bank to provide the info... They will, in turn, contact the owner of the acc... If the owner dun wan to return, there's nthing they can do UNLESS got police intervene that it's a cheating/scam case...
Yup I noe le.. I haven go to the bank yet. Alr sent her an email to refund me, and if she still die die dunwan reply me by today, I'll go to the bank tomorrow. If the owner doesn't wanna return, then I shall report to the police.
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Originally posted by Miss Tiny:
Yup I noe le.. I haven go to the bank yet. Alr sent her an email to refund me, and if she still die die dunwan reply me by today, I'll go to the bank tomorrow. If the owner doesn't wanna return, then I shall report to the police.
report police no use. the police will advise u to apply at the small claims court. dun believe me, go report to the police and see what the IO advise u.