Money problems
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maybe he could try gettin an advancement or sth?Originally posted by kelly_tay:I m sorry to interupt.Can someone give me some advice where I can seek short term loan to tie over this urgent period?Had tried banks,ezycash...but not working...all unsuccessful
hmm settle the absolute necessary bills first.
worse come to worse seek refuge at someone's place when the electricity and water gets cut.
usually water dun get cut until 1 mth if i rmb correctly.
the electricity gets cut so often last time.... we dun see any difference
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wow is shinta
long time no see
goes up to shake hand.. -
kelly_tay have you asked your parents?
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has to return th contractor some money first... nope not hdb... so hdb won't help....
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ask him to cut down on spending.Originally posted by smudgey:has to return th contractor some money first... nope not hdb... so hdb won't help....
and have an arrangement with the contractor, stating the problem faced, and arrange to pay over a longer period of time. -
My parent wouldnt come up with a cent.They will only ask money from us because I m the only child giving them 1k every month until my husband not working.Now my parent keep saying I owe them since I didnt give them.My siblings never give them anything but only know to ask money from them.
Last month I asked my dad if he could help me pay the conservancy charges with his credit card,he told me to ask my mom and my mom turned me down flat.Even overheard her telling my sis that if she has spare cash dont loan to me....
I even asked my mom to help me pay the gunae package first and I will return her when I get my baby bonus when baby born next mth.She cursed me to have a drive me crazy baby....
Thats why I m sincerely pleading with some goodhearted to help me tie over this short term hard time and I will repay back one by one asap cos my husband already started working.We are not the kind who will owe ppl money.Even when we renovate our flat last yr,we didnt apply reno loan.70k all in cash.Used up all saving reno,helping friend and the first few mths of being jobless....we really need some good soul to help out. -
how come ur mother like this de?Originally posted by kelly_tay:My parent wouldnt come up with a cent.They will only ask money from us because I m the only child giving them 1k every month until my husband not working.My siblings never give them anything but only know to ask money from them.
Last month I asked my dad if he could help me pay the conservancy charges with his credit card,he told me to ask my mom and my mom turned me down flat.Even overheard her telling my sis that if she has spare cash dont loan to me....
I even asked my mom to help me pay the gunae package first and I will return her when I get my baby bonus when baby born next mth.She cursed me to have a drive me crazy baby....
Thats why I m sincerely pleading with some goodhearted to help me tie over this short term hard time and I will repay back one by one asap cos my husband already started working.
hmm gunae package.. u're referrin to the gynae thing?
regardin delivery of ur baby, u can dun pay first, go talk to a medical social worker. tell her ur problem.
they should be able to help
in the worse scenario. tell the hospital u'll pay later.
they'll just keep sendin u letters remindin u that u still have how much owing the hospital.
so at least it's not a u dun pay, dey dun let u deliver at teh hospital.
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I talked to the hospital.They says cos now my husband is working so they cant grant us the installment,even I told them I will pay them when I get the baby bonus.They say they can only allow if I pay installments via credit card but we dont have credit card.My husband never believe in credit card so all alone we never had one.
I also thought worst come to worst after the delivery then tell the hospital cant pay,let them send letter but they want deposit upon admission and then must clear the payment before we leave the hospital.....
And of course not just hospital bill....I have gynae appointment for scan this coming Fri and grocery and bills and things to pay but I only have $3.97 in the bank account,cant even draw out at all.....
Medical worker also wont help cos my husband is now working...they dont care that he was out of jobs for almost 6 mths.They see the current only...
I really dont know what to do... -
........Originally posted by kelly_tay:I talked to the hospital.They says cos now my husband is working so they cant grant us the installment,even I told them I will pay them when I get the baby bonus.They say they can only allow if I pay installments via credit card but we dont have credit card.My husband never believe in credit card so all alone we never had one.
I also thought worst come to worst after the delivery then tell the hospital cant pay,let them send letter but they want deposit upon admission and then must clear the payment before we leave the hospital.....
And of course not just hospital bill....I have gynae appointment for scan this coming Fri and grocery and bills and things to pay but I only have $3.97 in the bank account,cant even draw out at all.....
Medical worker also wont help cos my husband is now working...they dont care that he was out of jobs for almost 6 mths.They see the current only...
I really dont know what to do...
which hospital?
if all else cannot, go see mp. -
how about his parents?
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seeing MP is for low income ppl,not for no income ppl.wrote him an email about the SP services and conservancy charges.went to see him,he says we have to try to make the payment.
my husband doesnt have parent.They passed away.He is all alone -
if it's the power supply thing, go to power supply, have a talk with them.Originally posted by kelly_tay:seeing MP is for low income ppl,not for no income ppl.wrote him an email about the SP services and conservancy charges.went to see him,he says we have to try to make the payment.
my husband doesnt have parent.They passed away.He is all alone
show them that u wanna pay, but u're unable to clear at one shot.
borrowin money won't solve anything. u'd still be owing that same amount, to a different entity thats all.
Go talk to power supply. see what canbe make of this situation. -
Already tried talking to them.I swear.Requested them to let me pay half then the next half next month also cant.I didnt even ask for not paying or asking for installments leh...
Yes,I know borrowing money from other people not a source but what else?Banks wouldnt allow...hospital wouldnt allowed.....at least if anyone helping us by giving a loan to pay all these,we can concentrate paying to that one or few person from next month onward.
The problem now is my baby cant just sit in my womb and wait.... -
as long as the loan is under ur name...your lender will come after U.Originally posted by smudgey:he mention(because I pointd out) that even if we broke up, the giro is to his account so he'll still pay monthly no matter... -
pawnshop?Originally posted by kelly_tay:I m sorry to interupt.Can someone give me some advice where I can seek short term loan to tie over this urgent period?Had tried banks,ezycash...but not working...all unsuccessful -
u still haven tell me which hospital...Originally posted by kelly_tay:Already tried talking to them.I swear.Requested them to let me pay half then the next half next month also cant.I didnt even ask for not paying or asking for installments leh...
Yes,I know borrowing money from other people not a source but what else?Banks wouldnt allow...hospital wouldnt allowed.....at least if anyone helping us by giving a loan to pay all these,we can concentrate paying to that one or few person from next month onward.
The problem now is my baby cant just sit in my womb and wait.... -
Thomson Medical centre cos I already paid the gynae fee there before my husband became jobless.If want to change to another hospital,wasted the 1k plus.I also made enquiry with KK 3 months ago,same procedure,must pay deposit and then clear balance before leaving
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my mother owe the delivery fees for a few years before she cleared themOriginally posted by kelly_tay:Thomson Medical centre cos I already paid the gynae fee there before my husband became jobless.If want to change to another hospital,wasted the 1k plus.I also made enquiry with KK 3 months ago,same procedure,must pay deposit and then clear balance before leaving
how i noe?
i answered a call from KK hospital 6 years ago regardin payment for my lil sis's delivery at their hospital. she was 7 years old already by then -
how your mom did it?I called them up 3 mths ago thinking I can arrange something with them but was told the same procedure......
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Hi Kelly,Originally posted by kelly_tay:how your mom did it?I called them up 3 mths ago thinking I can arrange something with them but was told the same procedure......
Try talking to Dr Cheng Wei Chen, he seems to be a nice guy.
No use talking to the operators, nurse etc they just follow SOP.
Hope that helps. -
hmm go to kk hospital and look for medical social workers.Originally posted by kelly_tay:how your mom did it?I called them up 3 mths ago thinking I can arrange something with them but was told the same procedure......
my mom just ran away -
I didnt talk to the operator at KK.I talked to the business dont know what manager who deal with cases like this.
Also I mentioned,changing gynae now means losing over 1k... -
thomson got offer help anot? for er.. ppl of ur situation?Originally posted by kelly_tay:I didnt talk to the operator at KK.I talked to the business dont know what manager who deal with cases like this.
Also I mentioned,changing gynae now means losing over 1k... -
Perhaps you would like to start a new thread on your problems?Originally posted by kelly_tay:Hi,
I m new in this forum and come across this thread which I myself also looking for some source for financial help.
I have tried singpost ezycash but it isnt as easy as it sounded like.Many of my friends who dont even have any credit card applied but was declined without any reason given.
My husband was out of job for 5 months,almost 6 mths and I m currently due for a baby early next month.Bills added up and medical bills ahead.Very stressed as he wouldnt get his salary till end of the month and is insufficient to settle one bill after another at the moment.Might need a few months to settle back to debtsfree again.
I loaned a sum of money to help out a long time friend.Its already about 5 yrs and she doesnt have the ability to return me any so I cant force her to anyway...
There is no way we can obtain any loan from banks at the moment too...anyone knows what other options are there?
Think you've 'flooded' smudgey's thread with your problems...?
Of course, it would also be easier for people to advise you? -
naaa.... it's ok.... don't worry about it...
