What are your Money saving habits?
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See what???Originally posted by sunny6110:cannot tell lidat... wait misrepresent chia lat liao...
u go see yourself...
dunno then post here and ask
Anyway the topic is about Saving, not Investing.
If no saving, no money to invest. -
what types of savings plan do insurance agents offer?Originally posted by sunny6110:I dun sell insurance....
if u dun like to invest urself...
juz get urself some savings plan from ur insurance agent...
the returns are definitely better than the banks... -
u make the 1st step... u'll be addicted...Originally posted by M©+square:See what???
Anyway the topic is about Saving, not Investing.
If no saving, no money to invest.
tat's how the rich got richer
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hmmm...investment link policies??Originally posted by MingFreeman:what types of savings plan do insurance agents offer?
correct me if i am wrong...
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got say like didn't say....Originally posted by sunny6110:u make the 1st step... u'll be addicted...
tat's how the rich got richer
Very vague... -
ok.... how much u make every mth?Originally posted by M©+square:got say like didn't say....
Very vague...
wat's ur expenses every month....
list them out... then... we can go into detail... -
Don't need lah. I only got 5k now to consider investing nia....Originally posted by sunny6110:ok.... how much u make every mth?
wat's ur expenses every month....
list them out... then... we can go into detail...
that's why i asked about savings, not investing. -
And i asked what kind of stocks you referring to, cos many kind of stocks different kind of risk.
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savings and investing goes hand in hand leh...Originally posted by M©+square:Don't need lah. I only got 5k now to consider investing nia....
that's why i asked about savings, not investing.
fruits of investing is the motivation of savings...
both needa run marathon one...
some save save save... then spend one big time...
some spend less... but no savings...
so... invest while u save... -
Yah, so savings comes first to have a substaintual amount to start investing right?Originally posted by sunny6110:savings and investing goes hand in hand leh...
fruits of investing is the motivation of savings...
both needa run marathon one...
some save save save... then spend one big time...
some spend less... but no savings...
so... invest while u save...
So to you, what amount of savings is good to start investing? -
make yourself swear that cannot touch ur savings...
and i bet in soccer oso.
but i make it standard $10 every wk oso...
sounds like smoking huh?
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me cannot advise la... me got $$ me tink of doing business liao...Originally posted by M©+square:Yah, so savings comes first to have a substaintual amount to start investing right?
So to you, what amount of savings is good to start investing?
wat I can say is pls be patient... -
I got 20k confirm start biz also.Originally posted by sunny6110:me cannot advise la... me got $$ me tink of doing business liao...
wat I can say is pls be patient...
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I started mine wif $5k....Originally posted by M©+square:I got 20k confirm start biz also. -
Life insurance?Originally posted by M©+square:How do you 'make' yourself save those hard earned cash? -
Got one account liaos.Originally posted by Bontakun:Life insurance? 
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Hmm....good for you.Originally posted by sunny6110:I started mine wif $5k.... -
Den add one more?Originally posted by M©+square:Got one account liaos.
How about creating another bank account and you input $$$ into that one and make it "non existant" so you won't bother to touch it? -
Insurance is not the way to go leh. Not for me.Originally posted by Bontakun:Den add one more?
How about creating another bank account and you input $$$ into that one and make it "non existant" so you won't bother to touch it?
I want save to invest. -
Liddat ah... property? stocks? assets?Originally posted by M©+square:Insurance is not the way to go leh. Not for me.
I want save to invest.
car, house, air con, tv... -
haha....Originally posted by Bontakun:Liddat ah... property? stocks? assets? car, house, air con, tv...
yah, so my question is, what are your 'methods' of savings? -
when I dun hv car... I save abt $1k per mth...
after having car more diff ,... so hv to cut expenses...
for me, me cut all those unhealthy activities
now starting again... the only way is to
Make More and Spend less... -
My one is life insurance loh... then a joint bank account in the future.Originally posted by M©+square:haha....
yah, so my question is, what are your 'methods' of savings?
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Stay single. When I'm single, I can even treat my friends to restaurant fares and still have savings. When I'm attached, going out regularly depleted my account.
Don't eat so much in school, don't buy things on impulse. Go to school, go home. Don't go shopping, don't eat out so much. When bored in school, goto the library instead of the canteen.
Sometimes it all boils down to self control. I like the feeling of money in my wallet so I tend to stop myself from spending. -
Hey stored in foreign bank in me... They offer good interest rate... PM me to know more... Low stock up...